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Information for travellers: Since Wednesday the 26th of November there have been a series of terrorist attacks in Mumbai, India, including the attack on two hotels and one restaurant, all three of which are popular with tourists.
Also recently, Bangkok airport was stormed by a mass of anti-government rebels, forcing it to cancel all flights and completely close down.
Tourists in both countries are now faced with the challenge of trying to leave these unstable locations and keep safely away from the conflict.
If you are thinking of travelling to Mumbai or Bangkok it is extremely important to check the Foreign Office Commonwealth website for up to date information. This will give you an outline of the recent happenings and advise you on travel to the country.
Information and advice can be found at http://www.fco.gov.uk/en/travelling-and-living-overseas/crisis-information
Further information on travelling to Thailand can be found here http://www.fco.gov.uk/en/travelling-and-living-overseas/travel-advice-by-country/asia-oceania/thailand
Insurance issues
From an insurance point of view, travellers should try and follow certain guidelines in order to ensure they are taking the right financial precautions.
• If you are already in one of these countries, call your travel insurer directly to establish what you are covered for.
Costs such as extra accommodation and other means of transport could well be covered by your policy.
Unfortunately, most insurers do not provide cover for losses caused by terrorism but some insurance companies have said that they will look at claims on a case by case basis. Check with your insurer.
• Remember to keep all receipts for any expenses needed for extra transport and accommodation as you may be able to claim back some of the costs if your airline fails to do this.
• Airlines should re-imburse passengers for cancelled flights and other means of transport to return home, if the Foreign & Commonwealth Office advices against travel to that country, which it has for both India and Thailand.
However, make sure you speak to your travel insurance company to see how they can help you.
• For those who are planning to travel to these or any destination in the near-future, shop around using comparison sites for travel insurance that covers a maximum of risks, including terrorist attacks, in an exotic destination.
