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Money

All the latest personal finance news features and advice

Get paid for your spending
Get paid for your spending
And give yourself some breathing room to repay with new Amex card
Borrow at less than 4%!
Borrow at less than 4%!
For the first time ever, lenders are offering 4% or less on personal loans
Save up to £15,000 a year, tax-free!
Save up to £15,000 a year, tax-free!
Since July 1st, New ISAs (NISAs) have enabled you to avoid tax on more of your savings

Santander Balance Transfer Card

Santander Balance Transfer Card

0% on balance transfers for 29 months & a representative APR of 18.9%

Switch credit, avoid interest until Xmas

Switch credit, avoid interest until Xmas

We take a look at the options for those looking to transfer their balance

Data provided by moneysupermarket Best Buy Credit Cards - For Balance Transfers
The data displayed on this table was correct when published at 21:03 01/08/2014
Credit card provider Balance
Transfer
Purchases Representative
APR (Variable)
Card provider - Barclaycard

Barclaycard

Platinum Credit Card with Extended Balance Transfer

0.00%
33 months
2.79% fee
0.00%
6 months
18.90%

Representative Example:

If you spend £1200.00 at a purchase interest rate of 18.90% (variable) your Representative APR will be 18.90% (variable).

Apply

Card provider - Barclaycard

Barclaycard

Platinum Credit Card with Balance Transfer

0.00%
32 months
2.69% fee
0.00%
6 months
18.90%

Representative Example:

If you spend £1200.00 at a purchase interest rate of 18.90% (variable) your Representative APR will be 18.90% (variable).

Apply

Card provider - Halifax

Halifax

Balance Transfer Credit Card

0.00%
32 months
2.70% fee
0.00%
6 months
18.90%

Representative Example:

If you spend £1200.00 at a purchase interest rate of 18.95% (variable) your Representative APR will be 18.90% (variable).

Apply

Data provided by moneysupermarket Best Buy Savings Accounts - For Easy Access
The data displayed on this table was correct when published at 21:03 01/08/2014
Savings account provider Interest
Rate (AER)
Min Investment Notice
Savings provider - Yorkshire Building Society

Yorkshire Building Society

Triple Access Saver Issue 3

1.2% 100 instant

Eligibility criteria:

Available to UK residents aged 11 or over. Choose a monthly or annual interest option.

Apply

Savings provider - Coventry Building Society

Coventry Building Society

PostSave Easy Access (2)

1.4% 500 none

Eligibility criteria:

Available to UK residents aged 16 or over.

Apply

Savings provider - Chelsea

Chelsea

RSPCA Saver Issue 3

1.15% 10 instant

Eligibility criteria:

A donation of 0.25% of the average daily balances in all RSPCA Saver accounts will be paid to the RSPCA each year. Available to UK residents. Choose a monthly or annual interest option.

Apply

Savings provider - Tesco Bank

Tesco Bank

Internet Saver

1.35% 1 none

Eligibility criteria:

Available to UK residents aged 18 or over.

Apply

Savings provider - Post Office

Post Office

Online Saver Issue 11

1.3% 1 none

Eligibility criteria:

Available to UK residents aged 18 or over. Choose a monthly or annual interest option. You will need a linked account which must be a UK bank or building society current account in your name that accepts Direct Debits.

Apply

Data provided by moneysupermarket Best Buy Current Accounts - For Rewards
The data displayed on this table was correct when published at 21:03 01/08/2014
Current account provider Reward Overdraft
Rate (EAR)
Current account provider - first direct

first direct

1st Account

£100 cashback when you switch 15.90

Apply

Current account provider - Santander

Santander

123 Current Account

Up to 3% cashback on household bills 0.00

Apply

Current account provider - Halifax

Halifax

Reward Current Account

Up to £160 in the 1st year 0.00

Apply

Data provided by moneysupermarket Best Buy Loans
The data displayed on this table was correct when published at 21:03 01/08/2014
Loan provider Headline Rate Payment per month Total charge for credit Total amount you repay
Loans provider - The Loans Engine

The Loans Engine

4.60% £297.50 £709.82 £10709.82

Representative Example:

If you borrow £10000.00 over 3 years at a Representative APR of 4.60% fixed and an annual interest rate of 4.60% you would pay the above.

Apply

Loans provider - Fluent Money

Fluent Money

4.70% £297.92 £725.26 £10725.26

Representative Example:

If you borrow £10000.00 over 3 years at a Representative APR of 4.70% fixed and an annual interest rate of 4.70% you would pay the above.

Apply

Loans provider - Ocean Finance

Ocean Finance

12.30% £330.51 £1898.20 £11898.20

Representative Example:

If you borrow £10000.00 over 3 years at a Representative APR of 12.30% fixed and an annual interest rate of 12.30% you would pay the above.

Apply

Data provided by moneysupermarket Best Buy Mortgages - For Remortgage
The data displayed on this table was correct when published at 21:03 01/08/2014
Mortgage provider Interest
Rate (AER)
Max LTV Duration
Mortgage provider - HSBC Discount 60% LTV

HSBC Discount 60% LTV

1.49% 60% For 2 years

Apply

Mortgage provider - Woolwich from Barclays Tracker 65% LTV

Woolwich from Barclays Tracker 65% LTV

1.65% 65% For 3 years

Apply

Mortgage provider - Beverley Building Society Discount 65% LTV

Beverley Building Society Discount 65% LTV

1.75% 65% For 2 years

Apply

Mortgage provider - Tesco Bank Tracker 60% LTV

Tesco Bank Tracker 60% LTV

1.75% 60% Until 31/10/2016

Apply

Mortgage provider - Skipton Building Society Discount 60% LTV

Skipton Building Society Discount 60% LTV

1.78% 60% For 2 years

Apply

Loan rates tumble

Loan rates tumble

Lending rates continue to fall and look likely to fall through the 4% floor soon

Can a credit card be better than a loan?

Can a credit card be better than a loan?

MBNA's new card challenges status quo with a new low rate that beats personal loans

Best credit cards for your holiday

Best credit cards for your holiday

Taking a credit card abroad? Avoid hefty bank fees with travel-friendly options.

Balance transfer cards with low fees

Balance transfer cards with low fees

Looking to move your debt? Make sure you take advantage of all the best deals.

Earn cashback on your holiday spending

Earn cashback on your holiday spending

Santander's 123 card offering money back on all holiday, hotel and flight purchases

Cut the cost of clearing card debt

Cut the cost of clearing card debt

Has there ever been a better time to switch and save with a balance transfer deal?

How to beat the car dealer's finance

How to beat the car dealer's finance

Buying a car? Don't be pressured into the dealership's offer!

The 0% balance transfer war is back!

The 0% balance transfer war is back!

Lenders have entered a fresh round of battle to entice you into transferring your debt.

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