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Money

All the latest personal finance news features and advice

Don't give up on your savings!
Don't give up on your savings!
We take a look at what 'inflation-busting' savings accounts are out there.
10 times you must review your life cover
10 times you must review your life cover
Moving home, retiring, changes in your health? You may need to check your cover.
Never pay a penny of interest
Never pay a penny of interest
8 things your credit card provider doesn’t want you to do

Best rates

Powered by moneysupermarket Best Buy Credit Cards - For Balance Transfers
The data displayed on this table was correct when published at 09:02 19/06/2013
Credit card provider Balance
Transfer
Purchases Representative
APR (Variable)
Card provider - Barclaycard

Barclaycard

Platinum Credit Card with Extended Balance Transfer

0.00%
27 months
2.98% fee
0.00%
6 months
18.90%

Representative Example:

If you spend £1200.00 at a purchase interest rate of 18.90% (variable) your Representative APR will be 18.90% (variable).

Apply

Card provider - Barclaycard

Barclaycard

Platinum Credit Card with Balance Transfer

0.00%
26 months
2.47% fee
0.00%
6 months
18.90%

Representative Example:

If you spend £1200.00 at a purchase interest rate of 18.90% (variable) your Representative APR will be 18.90% (variable).

Apply

Card provider - NatWest

NatWest

Platinum

0.00%
26 months
2.65% fee
0.00%
6 months
18.90%

Representative Example:

If you spend £1200.00 at a purchase interest rate of 18.95% (variable) your Representative APR will be 18.90% (variable).

Apply

Powered by moneysupermarket Best Buy Savings Accounts - For Easy Access
The data displayed on this table was correct when published at 09:02 19/06/2013
Savings account provider Interest
Rate (AER)
Min Investment Notice
Savings provider - Derbyshire BS

Derbyshire BS

Derbyshire NetSaver Issue 11

1.7% 1000 None

Eligibility criteria:

Available to UK residents aged 16 or over.

Apply

Savings provider - Nationwide BS

Nationwide BS

MySave Online Plus

1.7% 1000 None

Eligibility criteria:

You need to be aged 16 or over. Limited to 1 penalty free withdrawal per year.

Apply

Savings provider - Yorkshire BS

Yorkshire BS

Triple Access Saver Issue 3

1.65% 100 Instant

Eligibility criteria:

Available to UK residents aged 11 or over. Choose a monthly or annual interest option.

Apply

Savings provider - Coventry BS

Coventry BS

Online Saver (5)

1.6% 1 None

Eligibility criteria:

Available to UK residents aged 16 or over. Choose a monthly or annual interest option. Limited to 4 penalty free withdrawals per year.

Apply

Savings provider - Chelsea BS

Chelsea BS

RSPCA Saver Issue 3

1.6% 10 Instant

Eligibility criteria:

A donation of 0.25% of the average daily balances in all RSPCA Saver accounts will be paid to the RSPCA each year. Available to UK residents. Choose a monthly or annual interest option.

Apply

Powered by moneysupermarket Best Buy Current Accounts - For Rewards
The data displayed on this table was correct when published at 09:02 19/06/2013
Current account provider Interest
Rate (AER)
Overdraft
Rate (EAR)
Current account provider - FIRST DIRECT

FIRST DIRECT

1st Account

0% 15.9

Apply

Current account provider - SANTANDER

SANTANDER

123 Current Account

3% 0

Apply

Current account provider - HALIFAX

HALIFAX

Reward Current Account

0% 0

Apply

Powered by moneysupermarket Best Buy Loans
The data displayed on this table was correct when published at 09:02 19/06/2013
Loan provider Headline Rate Payment per month Total charge for credit Total amount you repay
Loans provider - Derbyshire Personal Loan

Derbyshire Personal Loan

5.00% £299.21 £772.00 £10772.00
For loans of £7,500 - £15,000 over 1 - 5 years for new and existing customers.

Representative Example:

If you borrow £10000.00 over 3 years at a Representative APR of 5.00% fixed and an annual interest rate of 5.00% you would pay the above.

Apply

Loans provider - Sainsbury's Shopper Standard Loan

Sainsbury's Shopper Standard Loan

5.00% £299.21 £772.00 £10772.00
For loans of £7,500 - £15,000.

Representative Example:

If you borrow £10000.00 over 3 years at a Representative APR of 5.00% fixed and an annual interest rate of 5.00% you would pay the above.

Apply

Loans provider - Sainsbury's Shopper Reward Loan

Sainsbury's Shopper Reward Loan

5.40% £300.93 £833.00 £10833.00
Nectar card holders receive double Nectar points for 2yrs on £7.5k-£15,000.

Representative Example:

If you borrow £10000.00 over 3 years at a Representative APR of 5.40% fixed and an annual interest rate of 5.40% you would pay the above.

Apply

Powered by moneysupermarket Best Buy Mortgages - For Remortgage
The data displayed on this table was correct when published at 09:02 19/06/2013
Mortgage provider Interest
Rate (AER)
Duration

Lloyds TSB Remortgage 60-75%

2.09% To Aug 2015

Apply

C&G (Direct) Remortgage 60-75

1.89% To Aug 2015

Apply

Chelsea BS 60% LTV

1.69% To Jul 2015

Apply

Halifax Remortgage 0-75%

2.45% To Aug 2018

Apply

Tesco Bank Remortgage

1.95% To Aug 2015

Apply

FTSE 100

FTSE 100

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Features

Get to grips with energy prices ahead of autumn

A round-up of the moves being made by the Big Six energy firms and how you can take advantage.

The credit crunch five years on: Are you a winner or a loser?

The credit crunch five years on: Are you a winner or a loser?

How to fight back against  the ongoing effects of the crunch.

Cash in on your lost savings

Cash in on your lost savings

Millions of people are missing out on interest.

Maximise your savings: Look at the perks

Maximise your savings: Look at the perks

How to navigate perks and bonuses to get the most out of your savings.

How much is your life worth?

How much is your life worth?

  Do you ever wonder how much money you're worth?

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